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Protect what you’re building.

The right setup protects what you own and gives you room to grow.

CFGO PREFERRED STRUCTURE

Structure your business so it lives beyond you.

Your business is an asset. The right setup protects it and helps it outlast you.

    • FAMILY TRUST

      Own & preserve wealth

    TRUST

    Holds your wealth for the long term and helps with estate planning.

    • HOLDING COMPANY

      Holds long-term ownership

    HOLDING COMPANY

    Owns your businesses and keeps them separate.

    • OPERATING COMPANY

      YOUR CURRENT BUSINESS

    • OPERATING COMPANY

      FUTURE / OTHER BUSINESS

    • OPERATING COMPANY

      INVESTMENT / ASSETS

    OPERATING COMPANIES

    Where the day-to-day business happens. You can have one or more.

  • OPERATE

    Your businesses run here.

  • OWN

    The holding company owns them and keeps them separate.

  • PRESERVE

    The trust protects it all for the long term.

There is no universal “perfect” structure. The appropriate structure depends on your business, ownership, tax position, family circumstances and long-term objectives. CFGO helps you understand and coordinate the structure appropriate to you.

How CFGO can help

  • Setting up companies

  • Holding and operating companies

  • Setting up and running trusts

  • Trust accounting and tax

  • Working with independent trustees

  • Beneficial ownership filings (who owns what)

  • Share registers

  • Restructuring existing companies

  • How to pay yourself

  • Tax-smart structuring

  • Business Structure Review

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STRUCTURE REVIEW

Not sure your setup is right?

We'll look at what you have, what you want and what to do next.

Start My Structure Review →

Accredited professionals using industry-leading software:

  • Intuit QuickBooks
  • SimplePay
  • SAICA — The South African Institute of Chartered Accountants
  • SARS — South African Revenue Service
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The right profes­sionals around the table.

We handle the money side: structuring, tax, accounting, CIPC and trust admin.

For legal drafting and specialist estate work, we bring in a qualified attorney.

Frequently
asked questions

Do I automatically need a trust?

No. A trust only makes sense if it fits your situation and has a clear purpose.

Can you draft my trust deed?

We handle the information, registration and admin. The legal drafting is done by an attorney.

Can you review an existing structure?

Yes. That's what our Business Structure Review is for.

Do trusts need annual accounting and tax work?

Usually, yes. A trust needs proper records, admin and tax returns every year.

Will you just pick the option with the lowest tax?

No. Tax matters, but so do cash flow, the law and your goals.

Is this tax avoidance?

No. Everything we do is legal and above board.

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Free resources

Learn how to structure your business.

Free guides on trusts, holding companies and setting up your business the right way.

Browse Structure resources →

Let's get you clarity on your structure.

Tell us what you have now and what you want to achieve.

Your details

Your structure

What currently exists?

What do you want help with?

Do you already work with an attorney or fiduciary specialist?

Have a structure diagram or organogram to share? Email it to samantha@cfgo.co.za along with this enquiry.

We'll look over your answers and get back to you with the best next step. No need to book a call.